Actuarial & Rate Filing
State-by-state filing repository, rate indications & impact simulation
Approved Filings
128
Under Review
7
Avg. Approval Time
41 days
Pending Indication
3
All
Under Review
Approved
Draft
| Filing # | State | Product | Rate Change | Filed | Effective | Status |
|---|---|---|---|---|---|---|
| CA-PA-2026-019 | California | Personal Auto Std | +4.2% | 2026-06-30 | 2026-09-01 | Under Review |
| FL-HO-2026-014 | Florida | Homeowners HO-3 | +7.8% | 2026-04-11 | 2026-07-01 | Approved |
| NV-PA-2026-008 | Nevada | Personal Auto Std | −1.1% | 2026-03-02 | 2026-06-01 | Approved |
| TX-CA-2026-021 | Texas | Commercial Auto Fleet | +5.5% | — | 2026-10-01 | Draft |
| AZ-HO-2026-011 | Arizona | Homeowners HO-3 | +3.1% | 2026-06-15 | 2026-09-15 | Under Review |
Rate Impact Simulation — CA-PA-2026-019 (+4.2%)
Book-level premium impact before filing
Current book annual premium
Projected after +4.2%
Policies Affected
88,412
Est. Retention Impact
−0.9 pts
Projected Loss Ratio
63.1%
Requires actuarial sign-off before filing — no rate goes live until approved in the jurisdiction.
Approved Filing → Product Configuration
How an approved filing activates a rate table by jurisdiction
FL-HO-2026-014
Approved
activates rate table HO-3 v2026.2
Product HO-3 STD in FL — effective 2026-07-01
| Filing # | Jurisdiction | Product / Rate Table | Go-Live | Config Status |
|---|---|---|---|---|
| FL-HO-2026-014 | Florida | Product HO-3 STD — rate table v2026.2 | 2026-07-01 | Live in FL |
| NV-PA-2026-008 | Nevada | Product PA-STD — rate table v2026.2 | 2026-06-01 | Live in NV |
| CA-PA-2026-019 | California | Product PA-STD — rate table v2026.3 | 2026-09-01 | Staged — awaiting approval |
Filing CA-PA-2026-019 Approved → activates Product PA-STD rate table v2026.3 in CA on 2026-09-01. The staged rate table is inert until the filing is approved in the jurisdiction — no rate goes live before approval.